Zero Down Home
Mortgage money has all but dried up. Sometimes it is in the 30% to 60% range. Several new investors do not have that a lot cash for down payment. The ones who do are not willing to put that type of money down on one property, because it curtails the number of attributes that they can purchase.

Curiously, many investors are only looking in their own backyard. These are the kinds who want to "do everything" by themselves. They want to touch, smell, walk into every property that they own. There is nothing wrong with that. If you want to own only 5 homes, you can do that. You will be limited to the earnings that come from 5 houses and no much more. These are the investors who realize that they can own properties around the nation and outside the country. They realize that these attributes can be managed for them. You may not have motivated sellers in your home area, but there might be tons of them in an additional region. There may be areas where sellers just want somebody to acquire their properties off their hands. In some cases, all that you require to do is to get these attributes under contract with $10 and discover a freelancer for $20 who will take pictures of the property and email them to you. If you are getting this property from an investor, it may even have a tenant in it already.

In some areas of the country, you do not even need a mortgage company to finance the house. The owner finances the house for you. You have just solved this owner's problem by freeing them from this property. They have just solved your problem by freeing you from the bank's 30% to 50% down, 3% origination fees, and a 6 week run close to, and a possible, no, to your mortgage application.

Are deals like this possible? Yes, in big numbers. A lot of new traders want to keep it a secret. There are private sellers and investors who sell this way. Even I, as an investor, do this a lot. It is not just me. This is typical with traders who have been in the company for years.

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